Search
Close this search box.

Learn About Our History

Decades of experience

Welcome to The Later Life Club, your trusted partner for equity release solutions. We are a team of experienced equity release advisers who are dedicated to helping homeowners unlock the value in their property to achieve their financial goals.

 

Our mission is to provide our clients with expert advice, outstanding service, and tailored solutions that meet their unique needs. We understand that taking out an equity release product is a significant decision and we are committed to providing you with all the information and support you need to make an informed choice.

 

With over 50 years of combined experience in the financial services industry, our team of advisers have the knowledge and expertise to guide you through the equity release process. We take the time to get to know you and understand your goals and aspirations so that we can recommend the right solution for you.

We work with a wide range of equity release providers to ensure that we can offer you a comprehensive choice of products. We will take you through the pros and cons of each product and recommend the one that best suits your needs and circumstances.

At The Later Life Club, we are committed to providing our clients with the highest level of customer service. We will keep you informed throughout the equity release process and ensure that you fully understand the implications of your decision.

If you are considering equity release and would like to discuss your options with a trusted adviser, please get in touch with us today. We would be delighted to help you achieve your financial goals.

 

Don’t Compromise When It Counts Most

Why Choose Us

01

Expertise

Our team of experienced equity release advisers have the knowledge and expertise to guide you through the equity release process. We are committed to staying up-to-date with the latest industry developments and regulations, so you can trust that you are receiving the most accurate and relevant information.

02

Tailored solutions

At our equity release company, we understand that every homeowner's situation is unique. That's why we provide tailored solutions that meet your specific needs and goals. We take the time to get to know you and understand your circumstances before recommending the right equity release product for you.

03

Outstanding Service

We are committed to providing our clients with the highest level of customer service. We will keep you informed throughout the equity release process and ensure that you fully understand the implications of your decision. Our aim is to make the equity release process as smooth and stress-free as possible for you.

We Will go the extra mile to help our clietns.

At The Later Life Club, we believe that our equity release advisers should go the extra mile to help our clients achieve their financial goals. That’s why we are proud to have a team of advisers who are committed to providing outstanding service and support.

Our advisers understand that equity release can be a complex and sensitive issue, and that’s why they take the time to get to know each of our clients personally. They are dedicated to finding the right solution for you, and will work with you every step of the way to ensure that you are making an informed decision.

Our advisers are always on hand to answer any questions you may have, and they will keep you informed throughout the equity release process. They are committed to providing you with the highest level of customer service, and will go above and beyond to ensure that you are completely satisfied with our service.

Whether you are looking to release equity to fund a major purchase, pay off debts, or improve your retirement income, our advisers are here to help. They have the expertise and experience to provide you with tailored solutions that meet your unique needs and goals.

Choose The Later Life Club for equity release advisers who go the extra mile to help you achieve your financial objectives.

 

We Will guide You Every Step Of The Way

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore.

Important Things You Should Know

QUESTIONS & ANSWERS

Equity release is a way to release the equity (or value) tied up in your home while allowing you to continue living in it. Typically, equity release products are available to homeowners over the age of 55.

There are two main types of equity release products: lifetime mortgages and home reversion plans. A lifetime mortgage is a loan secured against your property that is repaid from the proceeds of the sale of your home after you pass away or move into long-term care. A home reversion plan involves selling a percentage of your property to a reversion company in exchange for a lump sum or regular income.

To be eligible for equity release, you must own your own home and be over the age of 55. The amount of equity you can release will depend on factors such as your age, the value of your home, and your health.

Equity release products come with risks and it’s important to understand them before making a decision. For example, taking out a lifetime mortgage may reduce the value of your estate and affect your entitlement to means-tested benefits. If you opt for a home reversion plan, you will no longer own your property outright.

It’s essential to seek expert advice before taking out an equity release product. An independent financial adviser can help you understand the options available to you and guide you through the decision-making process.

Equity release products can come with fees, such as arrangement fees, valuation fees, and legal fees. It’s important to understand these fees and factor them into your decision-making process.

Equity release can have an impact on the inheritance you leave behind. It’s important to consider how releasing equity from your home will affect your estate and discuss this with your loved ones.

Yes, equity release is regulated by the Financial Conduct Authority (FCA). It’s important to work with a reputable provider and adviser who are regulated by the FCA.

Ask Us Anything, Anytime.

Collect visitor’s submissions and store them directly in your Elementor account, or integrate your favorite marketing & CRM tools.